Secured Credit Risk Senior Specialist
Business Unit: Risk, Secured Portfolio
Salary: circa £42,000- £52,500 depending on experience
Location: Remote – Flexible with some requirement to attend HUB/ Store
Contract Type: Permanent
Get growing with us
Join Virgin Money as we transform our team into one that is ready to meet the challenges of the future, setting us up to support our ambition to disrupt the status quo and turn traditional banking on its head. We’re also transforming how we work, offering our colleagues more choice, control and flexibility to live and work how they choose with A Life More Virgin. We’ve exciting opportunities within our Credit Risk function as we look to strengthen our capabilities to support our future ambitions to become a digital bank. We’re on the lookout for highly motivated individuals with a burning passion for what they do, a lust for learning and innovation, and are looking to work with likeminded people. If this sounds like you, then keep reading!
Here’s what it means for YOU:
And you get these Red-Hot Rewards from day one!
We’re on the search for a talented Credit Risk Senior Specialist to join our Portfolio Performance team in Secured Credit Risk. If you’re insatiably curious and always striving to think out of the box, then this role could be for you!
The team supports the provision of credit risk insight and management reporting into mortgage new lending and portfolio performance, make recommendations on strategies and policies, and mitigants where relevant. The team is also responsible for the development and continuous monitoring of credit risk appetite consistent with organisation’s risk appetite framework. The team ensures quality control over data and analysis to ensure integrity of reporting.
You’ll report into the Credit Risk Manager, with responsibilities of producing and collating credit data to produce key management information for internal and external stakeholders, providing insightful reporting and analysis to various governance committees against the credit quality and performance of mortgage new lending and portfolio. In doing this, you will analyse complex data, identify themes and trends to highlight discussion aspects, work with a range of subject matter experts to understand customer behaviour and provide commentary to complement the data produced. You’ll be a self-starter, using your own initiative to drive enhancements, bring new ideas, and provide ongoing challenge. No day will be the same as you collaborate with a range of stakeholders to ensure analysis is providing true insight into risks and opportunities, with the ability to then drive the insight to tangible improvements in our ability to manage Credit Risk.
Day to day you’ll:
There are a few essentials you need to bring to either of these opportunities…
We'd love you to have (but not essential)...
We really need you to have the skills and experience listed in the ‘There are a few essentials you need to bring’ section above, but the rest is just our wish list, so please don’t let that put you off applying, we’d love to hear from you!
Inclusion at Virgin Money
Inclusion is at the heart of everything we do here at Virgin Money. It’s good for you, it’s good for us and it’s amazing for our customers. We know that great minds don’t think alike, so we rely on your diverse thoughts, feelings, beliefs and backgrounds to be the best we can possibly be. Got any questions about this or need some support with your application? We’d love to hear from you so get in touch with our careers team at firstname.lastname@example.org.
Feeling insatiably curious about this role? Apply as soon as you can. If we’re lucky to receive a lot of interest, we may close the advert early and would hate you to miss out.
We're all about helping you Live A Life More Virgin, so happy to talk flexible working with you.
Now the legal bit…
Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it) but we will need to you to confirm you have the Right to Work in the UK. If we offer you a job and you accept, there are some checks we need to complete before you can start with us. This will include a credit and criminal record check, as well as providing 3 years' worth of satisfactory references.