Credit Risk Senior Specialist - Secured
Business Unit: Credit Risk
Salary range: £42,000 - £52,500 DOE + Red-hot benefits
Location: UK Flexible, Remote
Contract Type: Permanent
Grab onto your Virgin Money adventure
We’re on the search for a talented Credit Risk Senior Specialist to join our Secured Insight & Innovation Credit Risk team.
There is opportunity to influence the secured lending business across the credit lifecycle, and focus will be on the on delivery of arrears and loss insights into the Mortgage portfolio. We also oversee the risk inputs to the secured pricing models, as well as analysis to understand the profitability of any strategy or commercial changes to support and drive profitable business growth.
You’ll report into a Credit Risk manager and provide insight to the Risk Management Leadership Team, Risk committees and the wider business as required. No two days will be the same as you collaborate with a range of stakeholders to ensure analysis is providing true insight into risks and opportunities, with the ability to then drive the insight to tangible improvements in our ability to manage Credit Risk.
Day to dayyou’ll:
There are a few essentials you need to bring..…
We'd love you to have (but notessential) ...
Just to flag
Not sure you’ve all the skills? That's okay – still apply as we value passion and potential so tell us why you’d be great in your application.
Red Hot Rewards
And there's no waiting around, you'll enjoy these benefits from day one.
Feeling insatiably curious about this role? Apply as soon as you can. If we’re lucky to receive a lot of interest, we may close the advert early and would hate you to miss out.
We're all about helping you Live a Life More Virgin, so happy to talk flexible working with you.
Say hello to Virgin Money
We’re making great strides towards achieving our ambition of becoming the UK’s best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we`re a workforce to be reckoned with. We're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We strive to create positive experiences for our millions of customers and our purpose, ‘Making You Happier About Money’, underpins everything we do. We believe in doing banking differently, innovating and working together to make a real difference. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work.
Be yourself at Virgin Money
Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard.
As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team firstname.lastname@example.org
Now the legal bit
Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK.
If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.