Senior Analyst Lending Forecasting

Business Unit: Business Bank, Business Performance
Salary Range: circa £39,500 per annum DOE + red-hot benefits
Location: UK Hybrid– office attendance monthly/ quarterly, dependent on location.
Contract Type: Permanent

Live to inspire change. Live a life more Virgin.

Are you curious about business banking, and keen to use your data skills to deepen our understanding of our lending portfolio and its trajectory? We are looking for an analytical professional with insatiable curiosity to innovate, learn and run insight and reporting processes to help business deliver our strategy.

At the heart of our mission is an ambition for continued growth.  You'll play a key role in developing, analysing and delivering key forecasting and reporting across our business lending portfolio utilising our data to create, produce and report analytics and key performance measures which provide insight and trends, track delivery of our ambition and identification of potential issues or opportunities.

This will involve regular engagement across our business and with key stakeholders in order to understand progress of customer opportunities and the impact on the portfolio, improving our understanding of origination and attrition flows across all lending products. This is an interesting and varied role with visibility across Business Bank…if you're ready to combine your analytical expertise with a curiosity to drive insights then this is the perfect opportunity for you!

Our Team

It’s an exciting time to be joining our Business Performance team. Supporting Business Banking, we are responsible for a range of initiatives that enable success across the Business Bank, including; portfolio and performance insights; large lending pricing oversight, colleagues learning and engagement; portfolio strategy and sustainable finance.

What you’ll be doing

• Create insight capability focused on Business lending forecasting to support delivery of financial plan and aid the identification of resolution of issues.
• Utilise our data to develop and produce Business Banking analytics and insight capabilities across all our business segments. 
• Reviewing our opportunities and operating our process of forecasting lending pipeline and portfolio impact, including ensuring data accuracy. 
• Regular engagement with Finance on performance, planning and future plans. 
• Providing regular reporting and insight through weekly, monthly and quarterly performance monitoring up to Business Leadership Team level.
• Establish, maintain & develop a network of internal stakeholders to promote Business and provide healthy challenge and collaboration.
• Involvement across range of team activities, including key performance initiatives and reporting.

We need you to have

• A keen eye for detail, being able to interpret data from multiple sources, problem solve, picking up themes and opportunities.
• Demonstrable experience of working on own initiative, applying an understanding of the deliverables of the role and against ad-hoc requirements.
• First class inter-personal skills, coupled with strong influencing abilities and a can-do attitude to keep focussed on delivering the right business outcome.
• The ability to quickly build positive working relationships with a variety of stakeholders.
• Excellent understanding of Microsoft Office Tools, specifically Excel and base knowledge of Power Platform (particularly PowerBI). 
• Strong communication and presentation skills, with the ability to communicate complex messages and ideas to a variety of stakeholders.
• Knowledge and understanding of risk and compliance requirements.

It’s a bonus if you have but not essential

• Business or Business Banking background
• A data / computing / mathematical related qualification desirable but not essential and/or proven track record in a similar role.
• Working experience of Business Banking processes.
• Experience of communicating complex problems. 

Red Hot Rewards

• Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time)​ plus the option to buy more.
• Up to five extra paid well-being days per year​. 
• 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. 
• Market-leading pension.
• Free private medical cover, income protection and life assurance.
• Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. 

And there's no waiting around, you'll enjoy these benefits from day one.

Feeling insatiably curious about this role? If we’re lucky to receive a lot of interest, we may close the advert early and would hate you to miss out.

We're all about helping you Live a Life More Virgin, so happy to talk flexible working with you.

Say hello to Virgin Money
We’re making great strides towards achieving our ambition of becoming the UK’s best digital bank.  As a full-service digital bank with a heritage stretching back over 180 years, we`re a workforce to be reckoned with.  We're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer obsessed and work tirelessly to create positive experiences for our millions of customers and deliver on our purpose, ‘Making You Happier About Money.’ Our customer centric culture means that we're able to do banking differently and by innovating and working together we can make a real difference. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work.

Be yourself at Virgin Money
Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities.  We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard.  

As a Disability Confident Leader, we're committed to removing any obstacles to inclusion.  If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team careers@virginmoney.com

Now the legal bit
Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK.

If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.